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Income Tax, Gift & Partition Valuation

Fair market value reports for gifts, inheritance, partition, Section 56 transactions and assessments

Beyond sale, the Income-tax Act 2025 asks for a property's fair market value in several situations: property received as a gift or for inadequate consideration, family partitions and settlements, valuation of assets in assessment or search proceedings, and transfers between related parties. Rules 56–58 of the Income-tax Rules 2026 (replacing Rule 11UA) set how FMV is determined, and a Section 514 registered valuer's Form 170 report is the standard evidence. Fees follow Rule 248 (minimum ₹5,000).

Who signs
A Section 514 registered valuer (formerly Section 34AB) for immovable property. Where the transaction involves a company's assets, an IBBI Registered Valuer may also be needed.
Typical fee
₹10,000 – ₹20,000. Plus 18% GST. Quoted per property; complex partitions with several properties are quoted per property.
Turnaround
3–7 working days
Inspection
Required.
Validity
As of the transaction date (gift, partition, receipt).

When you need it

  • Gift of property to a non-relative (taxable in recipient's hands above ₹50,000)
  • Purchase below stamp-duty value by more than 10% (deemed income under the former Section 56(2)(x))
  • Family partition and settlement deeds
  • Assessment or reassessment where the officer disputes value
  • Transfers between relatives or group entities documented at FMV

Documents to send

  • Gift deed, will, succession certificate or partition deed (draft or executed)
  • Title documents of the property
  • Stamp-duty valuation for the transaction
  • Plans, tax receipts, utility bills
  • PAN of transferor and transferee
  • Relationship proof where the relative exemption is claimed

How it works

  1. Identify the taxable event Gift from a non-relative, purchase below stamp-duty value, partition with unequal shares, or assessment query.
  2. Compare valuers Prefer valuers with assessment-proceeding experience; quotes list registration numbers.
  3. Inspection and valuation under Rules 56–58 FMV determined per the prescribed method with stamp-duty value as a reference point.
  4. Form 170 report Filed with the return or produced in proceedings.

Verify before you commission

Ask for the Section 514 (formerly 34AB) or IBBI registration number and a redacted sample report. Our five-minute verification guide shows where to check.

Frequently asked questions

Is a gift of property to a relative taxable?

Gifts from specified relatives are exempt regardless of value. Gifts from others are taxed in the recipient's hands if the stamp-duty value exceeds ₹50,000. A valuation report is still useful to fix the recipient's cost for a future sale.

Which rule now governs FMV of immovable property?

Rules 56–58 of the Income-tax Rules 2026, which consolidate the former Rule 11UA framework, effective 1 April 2026.

What happens if I buy a flat below the circle rate?

If the stamp-duty value exceeds the price by more than 10%, the difference is taxed as income in your hands. A registered valuer's report showing the true market value supports a reference to the Valuation Officer.

Related services

Last reviewed 6 September 2026 by ValuerDekho editorial team. Regulatory references are to the Income-tax Act 2025 and Income-tax Rules 2026 (in force from 1 April 2026) with the former 1961-Act section numbers in brackets. This is general information, not tax or legal advice.

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